On Wednesday, March 12, 2014, Steve O’Hara won his tenth consecutive jury trial. The case involved a first-party property damage claim against an automobile insurer for total loss of a car due to fire and theft. The insurer had paid what it felt was actual cash value for the car, but the policyholder wanted more. The exposure to the insurer was significant, not in terms of additional damages claimed, but in terms of exposure to attorney’s fees if the plaintiff won. She did not. The jury awarded exactly what the insurer had previously paid her. After the set-off for what was paid, the judgment will be completely in favor of our client, the insurer.